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CBN rate hike affects manufacturing sector

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By Okunloye Abiodun

The interest rate is likely to accelerate the economic downturn in the sector.

According to the Manufacturers Association of Nigeria (MAN), the latest interest rate rise by the Central Bank of Nigeria (CBN) will likely accelerate the impending economic downturn in the manufacturing sector. The association released a statement on Thursday saying it will have a detrimental effect on their business activities by raising the cost of borrowing, which will, in turn, hinder investments in the sector, resulting in low manufacturing efficiency, decreases in utilization of capacity, and a drop in manufacturing job opportunities, leading to insecurity along with social vices.

Several other factors contribute to the manufacturing sector’s lack of competitiveness, including a high cost of production that raises the price of commodities as well as an inventory of unsold products; a drop in overall productivity and per capita income; low taxes along with high product prices because of rising factor costs; and a rise in the cost of living. This is attributed to the CBN Monetary Policy Committee’s decision on Wednesday to raise the Monetary Policy Rate (MPR), which is also known as the benchmark interest rate of the country, from 18% in March to 18.5% in May 2023

10 of the 11 member Committee present, approved the price hike.

With the aim of combating the rising inflation in the country’s economy, it raised interest rates seven times since May of last year. From its previous level of 11.5 percent in April 2022, the CBN has increased the MPR by 700 basis points to its current level. Ten of the eleven members present at the meeting voted in favour of raising the rates. According to CBN governor Godwin Emefiele, the MPC maintained the Cash Reserve Ratio at 32.5% with the Liquidity Ratio at 30%. The MPC also maintained the asymmetric gap at +100/-700 basis points around the MPR.

The annual rate of inflation in Nigeria increased in April to 22.22 percent from March 22.04 percent. Segun Ajayi-Kadir, the director-general of MAN, said that the organization has been advocating for single-digit lending rates to help manufacturers gain access to capital that will improve the industry’s overall performance. He stated that the CBN’s continued rate hikes show that it is either unconcerned with the misery of the productive sector or is unable to figure out a more inventive policy combination that will reflate the sector.

Ineffective policy won’t tackle the sector’s challenges.

He stated that they are convinced that the monetary authority is unaware of the reality that the ineffectiveness of the fiscal authority’s enforcing policy to tackle the inflationary threat is due to these challenges that include low output, primarily linked to the instability of macroeconomic factors, as well as an inconsistent and disappointing fiscal policy regime. Others include bad management of exchange rates, exogenous shocks, exploitative regulation, difficult and expensive operating environments, and inconsistent industrial strategies. Manufacturers argue it is evident that the steady rise in MPR is not resulting in the expected expansion of the economy, which remains vulnerable and beset by several obstacles to expansion.

Since the economy is in such dire straits, the authority should reevaluate its policy mix, focusing on the impact of a high MPR on the manufacturing sector and the wider economy. A severe lack of liquidity in the economy caused growth in Nigeria’s manufacturing sector to slump to its lowest level in three years during the first quarter. The industry saw actual growth of 1.61 percent in the first quarter of 2023, according to data from the National Bureau of Statistics, down from 2.83 percent in the fourth quarter of 2022 and 5.89 percent in the same period last year.

Cash crisis had a substantial impact on the country’s GDP.

Moreover, the cash shortage was felt throughout the entire economy. For this reason, Gabriel Idahosa, the vice president of the Lagos Chamber of Commerce and Industry, stated that the cash crisis had a substantial impact on the country’s Gross Domestic Product (GDP). Manufacturers, he added, were especially hard hit because of the high upfront expenditures of things like raw materials and inventory. It should come as no surprise, that they have such an effect on producers. Therefore, MAN stresses the significance of liberalizing conditionality and increasing the size of specific funding windows for companies to take advantage of.


Related Link

MAN: Website

Snopes.com


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Ask Nigeria
Admin
6 months ago

CBN rate hike affects manufacturing sectorThe interest rate is likely to accelerate the economic downturn in the sector. – Express your point of view.

SarahDiv
SarahDiv
Member
6 months ago

The country is passing through trying times. Businesses are still struggling to recover from it and now CBN has increase the interest rate. This new interest will grossly affect all business sectors and of course the Manufacturing Industries will be affected heavy. FG and CBN policies should be evaluated before implementation else the result could be unbearable.

Iyanu12345ogg
Iyanu12345ogg
Member
6 months ago

The CBN rate hike is likely to have a significant impact on the manufacturing sector in Nigeria. It will make it harder for manufacturing firms to access credit, increase input costs, and decrease sales and output. To mitigate these challenges, policymakers may need to consider implementing targeted policies to support the sector, such as tax incentives for manufacturers, export promotion strategies, and investment in research and development. Such policies must be carefully designed and implemented to ensure they are effective in supporting manufacturers and driving economic growth.

Abusi
Abusi
Member
6 months ago

The CBN rate has hiked as a result of the increase in price and inflation. This rate has to go down so that businesses can take loans and thrive at a slow and steady pace.

Tonerol10
Tonerol10
Member
6 months ago

CBN rate hike affects manufacturing sector. This is not the right time for CBN to increase the interest rate. The country is facing a lot this period, this will affect many sector and it also affect the masses because companies will increase their products.

Adeolastan
Adeolastan
Member
6 months ago

The increase on interest rate well affect so many businesses in Nigeria. This is not the right time for CBN to add rate. This is will affect price of goods

Haykaylyon26
Haykaylyon26
Member
6 months ago

This rate will affect many business the country is still struggling this kind policies is not needed now it will just make things more hard in the country inflation will rise more in the country

Kazeem1
Kazeem1
Member
6 months ago

The latest interest rate will be a challenge for most business especially the manufacturing sector the rate need to be review again, the rate is not good for business

Taiwoo
Taiwoo
Member
6 months ago

The CBN should be aware that there decisions to increase interest rate will have a fallout and accelerate the impending economic downturn in the manufacturing sector.

Christiana
Christiana
Member
6 months ago

Before implementing this kinds of policy of increasing rates they should be circumspect of the underlying consequences that it will result to. Our economy is at stake right now.